Other Loans and Lines of Credit
Financial Help for Any Situation
%
Secured loans are a good idea if you’re looking to build your credit or need to make a necessary purchase but don’t want to dip into your savings. With a secured loan, you choose which of your accounts you’d like to borrow against to receive a low-rate loan, while still earning interest on your financial resources on deposit. Your loan term on your secured loan depends on which account you specify to use:
*APR = Annual Percentage Rate
A Personal Loan is granted to an individual with the member’s signature as a guarantee. The funds can be used for any purpose, and there is no prepayment penalty for a Personal Loan.
A Personal Line of Credit is a revolving line of credit that allows you to borrow up to your credit limit when you need it. As you pay your loan down, the funds become available to borrow again. You only pay interest on the amount you use.
The District Credit Union offers Payment Protection Credit Insurance to help you protect more than just your credit rating. Payment Protection Insurance is designed to help you meet your loan repayments in the event that you are unable to work as a result of an accident, sickness or involuntary unemployment. Contact us about this program if you are applying for a loan.
The District Credit Union’s terms, privacy, and security policies do not apply to the external website you are about to visit. The District does not endorse, guarantee, or control any product, service, or content available on the external site. Additionally, The District is not responsible for the security or privacy practices of the external site, nor for the privacy or security of any information you may provide to others on the site. We encourage you to review the privacy policy of the external website for more details.
| Paper | Credit Score | Rate |
|---|---|---|
