A reliable savings plan starts with the right financial institution. At District Credit Union, our credit union savings accounts in Aurora, CO, offer competitive rates, flexible options, and exclusive member benefits. Whether you’re saving for a milestone or teaching financial habits to the next generation, our accounts help you build a stable future with confidence.
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Opening a Share Savings Account at District Credit Union means more than just saving—it means becoming part of a member-owned financial institution. With a low $25 minimum deposit and a one-time $10 membership fee, this account gives you access to higher savings rates, lower fees, and personalized service tailored to your financial goals.
As your primary savings account, it also allows you to open additional savings accounts for specific goals like travel, education, or emergency funds. You can easily transfer money between accounts online, through our mobile app, or at our convenient Aurora, CO branch.
Building good financial habits starts early. Our SMARTY Savings Account is designed for children ages 0-12, providing a fun and rewarding way to learn about saving. With just a $5 opening deposit, young savers earn a competitive 0.50% APY while enjoying prizes for every deposit made. It’s an exciting way to encourage financial responsibility at a young age.
For teenagers in Aurora, CO, our Teen Savings Account provides the tools needed to develop smart money management skills. Available for ages 13-19, this account requires only a $5 opening deposit. Parents can easily transfer funds online while teens gain financial independence by managing their own savings.
We believe in rewarding hard work. With our Report Card Rewards Program, students in grades K-12 can turn good grades into savings. We offer $2 for every A (or the highest grade available) and $1 for every B (or the second highest grade available), allowing students to earn up to $15 per grading period.
Turn good grades into real rewards. The District Credit Union celebrates your child’s hard work. With our Good Grades Program, students can earn money for their A’s and B’s just by submitting a copy of their report card. It's a fun way to encourage saving and smart habits early on.
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Eliminate post-holiday financial stress by saving throughout the year. Our Holiday Club Account helps you plan for seasonal expenses by gaining interest while setting aside funds in advance. This smart savings strategy ensures you have cash ready when the holiday season arrives, so you can focus on giving without worrying about high-interest credit card debt.
Holiday shares may be withdrawn starting October 1st through March 31st of the following year.
Find out what it takes to achieve your savings goal with our financial calculator. Plan ahead and start saving with confidence today!
Use this tool to estimate how much you need to save for your new home and create a plan to reach your goal.
Below, you’ll find answers to common questions about our credit union savings accounts, including how to open an account, maximize your savings, and take advantage of our member benefits.
A Share Savings Account requires a $25 minimum deposit, while SMARTY and Teen accounts can be opened with just $5. These options allow members to start saving without worrying about high minimum balance requirements or excessive monthly fees. Since credit unions focus on member benefits rather than profits, our accounts come with fewer fees and better savings rates compared to traditional banks. Additionally, our primary account provides access to digital banking tools, automatic transfers, and mobile banking for seamless money management.
Yes! Our credit union accounts offer competitive interest rates to help your money work harder for you. Unlike many banks that charge hidden fees, we prioritize membership benefits by offering high-yield savings options that maximize earnings. With District Credit Union, you can earn interest on your deposits while enjoying the security of National Credit Union Administration (NCUA) insurance, which protects your funds up to $250,000. Whether you’re looking for a great rate on a primary account or a specialized account to reach a specific goal, we provide flexible options to help you grow your money with confidence. Some interest earned may even be tax-free, depending on the type of savings product.
District Credit Union makes transferring funds simple and convenient. Whether you’re managing multiple accounts or need quick access to cash, you can use digital banking tools, mobile banking, or our online platform to make seamless transactions. Additionally, members can deposit checks remotely using our mobile app, ensuring quick and secure access to their funds. If you prefer in-person service, our Aurora, CO, branch is always available to assist with transfers, withdrawals, and other financial needs.
Yes! Every credit union account at District Credit Union is federally insured up to $250,000 by the National Credit Union Administration (NCUA), providing you with peace of mind. Unlike traditional banks that prioritize profits, we focus on providing our members with fewer fees, competitive savings rates, and greater security. Your deposits are protected, and our digital banking tools ensure that you can manage your account safely and efficiently from anywhere.
Opening an account at District Credit Union is easy. You can complete the account opening process online, over the phone, or in person at our Aurora, CO, branch. Our team is dedicated to providing personalized service and guiding you through every step of the process. As a credit union member, you gain access to exclusive membership benefits, such as lower fees, better savings rates, and a range of financial tools to help you achieve your financial goals. Start saving today and experience the credit union advantage!
Absolutely! Many of our members open multiple accounts to better manage their financial goals. Whether you’re saving for a vacation, a new home, or an emergency fund, our flexible account options allow you to customize your savings strategy. Each account can be easily labeled for its intended purpose, helping you stay organized while earning dividends on your deposits. With automatic transfers and recurring transfers, you can set up a worry-free savings plan that aligns with your financial aspirations. Additionally, certain contributions to retirement-focused accounts may be tax-deductible, providing an added financial advantage.
The District Credit Union’s terms, privacy, and security policies do not apply to the external website you are about to visit. The District does not endorse, guarantee, or control any product, service, or content available on the external site. Additionally, The District is not responsible for the security or privacy practices of the external site, nor for the privacy or security of any information you may provide to others on the site. We encourage you to review the privacy policy of the external website for more details.
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