Flexible Student Loans
Get the Money You Need for Higher Education
Whether you’re pursuing a degree yourself or are helping cover tuition and expenses for a loved one, we’re here to help with student loans offered in partnership with Sallie Mae®.* Read on to learn which loan is right for you.
Our Student Loan Options
All of our flexible student loan options are designed to help you with repayment. In addition to competitive variable and fixed interest rates, each offers multiple repayment options, no origination fees, and no prepayment penalties.
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Smart Option Student Loan® for Undergraduate Students
Pay for your school and associated expenses as you pursue your bachelor’s degree, associate’s degree, or certificate at a degree-granting school.
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Graduate School Loan
With the Graduate School Loan, pay for your school and associated expenses as you pursue your master’s and doctoral degrees at a degree-granting school.
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MBA Loan
Pay for your school and associated expenses as you pursue your Masters of Business Administration. Continuing education and certificate programs are not eligible.
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Medical School Loan
Pay for your medical degree in allopathic, general, osteopathic, podiatric, radiology, sports, or veterinary medicine. Continuing education and certificate programs are not eligible.
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Dental School Loan
Pay for your degree in general dentistry, endodontics, oral and maxillofacial surgery, orthodontics, pediatric dentistry, periodontics, and prosthodontics. Continuing education and certificate programs are not eligible.
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Graduate School Loan for Health Professions
Pay for your degree in allied health, nursing, pharmacy, or other graduate-level health programs. Continuing education and certificate programs are not eligible.
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Law School Loan
Pay for your school and associated expenses as you study for your law degree at a participating school. Continuing education and certificate programs are not eligible.
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Parent Loan
For parents or other creditworthy individuals who want to take responsibility for financing their student’s undergraduate, graduate, or certificate education at a degree-granting school, consider a Parent Loan.
To learn more about which loan is right for you, including terms and rates, or to start your application, visit Sallie Mae.
Remember: Borrow Responsibly
We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, as well as how much the student expects to earn in the future, before considering a private student loan. To learn more about how to finance higher education and manage loans and repayments, check out our free education center.
These loans are made by Sallie Mae Bank or a lender partner. The District Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.
Smart Option Student Loan and graduate loan products: This information is for students attending participating degree-granting schools. Smart Option Student Loan information is for undergraduates only. Graduate Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans. Borrowers must be U.S. citizens or U.S. permanent residents if the school is located outside of the United States. Non-U.S. citizen borrowers who reside in the U.S. are eligible with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and are required to provide an unexpired government-issued photo ID to verify identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.
Parent Loan: This information is for borrowers with students attending participating degree-granting schools. The student is not eligible to be a borrower or cosigner. The borrower, cosigner and student must be U.S. citizens or U.S. permanent residents. The school may refund loan funds directly to the student, and if that occurs, borrower, and cosigner (if applicable) would still be responsible for repaying that amount. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.
1 Although we do not charge you a penalty or fee if you prepay your loan, any prepayment will be applied as provided in your promissory note: First to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.
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