Call Us Today

Other Loans and Lines of Credit

Financial Help for Any Situation

We understand that home, auto and student loans don’t cover every borrowing need, so to be there for our members no matter the situation, we offer a range of other loans and line of credits. Find one that works for you.

Secured Loans

Share Secure Rate*

%%%

Share Certificate Rate*

%%%

Secured loans are a good idea if you’re looking to build your credit or need to make a necessary purchase but don’t want to dip into your savings. With a secured loan, you choose which of your accounts you’d like to borrow against to receive a low-rate loan, while still earning interest on your financial resources on deposit. Your loan term on your secured loan depends on which account you specify to use:

*APR = Annual Percentage Rate

Unsecured Loans

Personal Loans

A Personal Loan is granted to an individual with the member’s signature as a guarantee. The funds can be used for any purpose, and there is no prepayment penalty for a Personal Loan.

Personal Line of Credit

A Personal Line of Credit is a revolving line of credit that allows you to borrow up to your credit limit when you need it. As you pay your loan down, the funds become available to borrow again. You only pay interest on the amount you use.

Payment Protection Credit Insurance

The District Credit Union offers Payment Protection Credit Insurance to help you protect more than just your credit rating. Payment Protection Insurance is designed to help you meet your loan repayments in the event that you are unable to work as a result of an accident, sickness or involuntary unemployment. Contact us about this program if you are applying for a loan.

X
Security Code

Your Security Code is your password

Your Security Code is 'security' + the last 4-digits of the Primary Account Holder’s SSN

Example:

security9876

You will be prompted to change your Login ID and Security Code. Once these are changed, you will use your NEW Login ID and Security Code the next time you log on to Online Banking.

X

Multi-Collateral Secured Loan Rates

Rates are effective June 1, 2021 and are subject to change without advanced notice.

Paper A+ Rate A Rate B Rate C Rate D Rate
as low as 6.49% 6.99% 7.99% 9.99% 11.99%

100% secured using NADA Retail Value on vehicles in the current NADA or Trade-in value on vehicles over seven (7) years.

Mixed-Collateral Secured Loan Rates

Paper A+ Rate A Rate B Rate C Rate D Rate
as low as 8.49% 9.00% 10.00% 11.99% 16.99%
A & B Paper

Current NADA Retail Value and 2x gross monthly income.

C Paper

Current NADA Retail Value and 1.5x gross monthly income.

D Paper

Current NADA Retail Value and 1x gross monthly income.

X

Unsecured Personal Loan Rates

Rates are effective June 1, 2021 and are subject to change without advanced notice.

Paper A+ Rate A Rate B Rate C Rate D Rate
as low as 8.99% 9.49% 10.99% 12.99% 17.99%
X

Unsecured Personal Line of Credit Rates

Rates are effective June 1, 2021 and are subject to change without advanced notice.

Paper A+ Rate A Rate B Rate C Rate D Rate
7.99% 8.49% 9.99% 11.99% N/A