Ready to Refinance Your Home?

Don't let high rates from the past weigh you down.

Refinance your home and start saving thousands today.

Concerned about rates dropping after you refinance? We've got you covered—we'll modify your loan to the lower rate at no cost to you. Plus, if it’s your first time refinancing, enjoy a $500* credit towards your closing costs. Get started today!

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Benefits of Refinancing
With The District Credit Union:

Lower
Your Monthly Payments

Get a Lower Rate

Refinance now to lower your monthly payments if you bought your home in the last two years. With rates dropping, it's the perfect time to save.
Get Started

Pay Off
Your Mortgage Sooner

Achieve Financial Freedom Faster

Refinancing with us and pay off your mortgage faster with flexible 20- or 12-year terms.
Bi-weekly Calculator

Rate Drop
Protection

Refinance with Confidence

With our Rate Drop Protection*, you can refinance with confidence. If rates drop after you refinance, you’ll have the option to adjust your rate again at no cost—giving you that extra peace of mind.
Apply Today

Need Home Loan Expert Advise? Setup a meeting with one of our Mortgage Lenders today!

Take The First Step of Preapproval and
Become a Member at The District

Want to know Mortgage rates for refinance?

Speak To A Lender

Want to benefit from exclusive District offers?

Become A Member Today

Consider a Home Equity Line of Credit (HELOC)

Get approved in 24hrs
Learn More

Rates are dropping, don't miss out! Refinance now and qualify for our
Rate Protection Program!

Loan Disclosure

Interest rates and APRs are based on current pricing and are subject to change without notice. They may vary depending on factors such as property type, loan-to-value ratio, credit score, and loan amount. Closing costs will apply and will be disclosed during the application process. Membership eligibility is required. Rate protection allows one rate adjustment within 12 months, subject to requalification. This is not a commitment to lend. Additional terms and conditions may apply. Contact us for details.

Visit CO-OP Credit Unions

The District Credit Union (NMLS# 402483) is federally registered through the Nationwide Mortgage Licensing System. NMLS is a free service for consumers to confirm that the mortgage loan originator with whom they wish to conduct business is federally registered. To verify the status of your mortgage loan originator at The District Credit Union, visit http://www.nmlsconsumeraccess.org.

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We will never ask for your PIN, password, debit card number, or one-time verification codes by phone or text.

If you receive a suspicious call or message, do not respond. Contact us directly at

303-360-0987.

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The District Credit Union’s terms, privacy, and security policies do not apply to the external website you are about to visit. The District does not endorse, guarantee, or control any product, service, or content available on the external site. Additionally, The District is not responsible for the security or privacy practices of the external site, nor for the privacy or security of any information you may provide to others on the site. We encourage you to review the privacy policy of the external website for more details.

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